Effective Date: October 2025
Welcome to PolicyFlo. By accessing or using our website (www.policyflo.com) or services (“Services”), you agree to these Terms of Service (“Terms”). Please read them carefully before using PolicyFlo.
1. Overview
PolicyFlo LLC (“we,” “us,” or “our”) provides automation and data management tools for insurance agencies. These Terms govern your use of our Services.
2. Eligibility
You must be at least 18 years old and legally able to enter into contracts to use our Services. By using PolicyFlo, you confirm you meet these requirements.
3. Use of Services
You agree to use our Services only for lawful business purposes and in accordance with these Terms. You must not:
- Copy, modify, or distribute our content without written permission.
- Reverse engineer, decompile, or attempt to extract source code.
- Use the Services for fraudulent, abusive, or illegal activities.
4. Payment and Billing
All payments are processed securely through Stripe. Subscription fees are billed monthly based on the plan selected. You authorize us to charge your payment method on a recurring basis until canceled.
Failure to pay may result in suspension or termination of your account.
5. Cancellation and Refunds
You may cancel your subscription at any time by contacting us at support@policyflo.com. Cancellations take effect at the end of the current billing cycle. Refunds are not issued for partial billing periods.
6. Intellectual Property
All content, trademarks, and intellectual property related to PolicyFlo are owned by PolicyFlo LLC. You are granted a limited, non-exclusive license to use our Services as intended.
7. Data and Privacy
Your privacy is important to us. Our use of your data is governed by our Privacy Policy.
8. Service Modifications
We may modify or discontinue our Services at any time, with or without notice. We are not liable for any resulting loss of data or business interruption.
9. Limitation of Liability
To the maximum extent permitted by law, PolicyFlo LLC is not liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our Services.
10. Indemnification
You agree to indemnify and hold harmless PolicyFlo LLC from any claims, damages, or losses resulting from your use of our Services or violation of these Terms.
11. Termination
We reserve the right to suspend or terminate your access if you breach these Terms or misuse our Services.
12. Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.
13. Contact Us
For questions or support, contact us at: